Smart Choice

Smart Choice. By El Dorado Protection Plans. Make the Smart Choice for your furniture. For those accidents that you can't prevent. Life is unexpected, and it’s always better to be prepared. The Smart Choice Premium Protection Plan provides affordable coverage that will keep your investment protected from covered mishaps that may occur to your furniture. Smart Choice protects both indoor and outdoor furniture. When a covered mishap occurs, your furniture protection plan takes care of the rest. You’ll have expert assistance from live customer service representatives and a certified technician will provide in-home service when necessary. If your furniture can’t be repaired, it will be replaced. Best of all, your furniture is protected for 3 years. Don’t leave your furniture’s well-being up to chance. Claims must be reported within 30 days of accident. Sit back, relax and enjoy the indoors and outdoors of your home knowing you made the right choice. Our protection plans. 3-Year Smart ChoiceIndoor Protection Plan For Your Peace Of Mind. A specific post-delivery incident which occurs during normal residential use resulting in accidental damage for wood & solid surface furniture, fabric, leather, vinyl upholstery, and area rugs: see disclaimer for details +. Mechanical and structural breakdowns for wood & solid surface furniture, fabric, leather, and vinyl upholstery: see disclaimer for details*. 5-Year Smart Choice Outdoor Protection Plan So You Don’t Have To Worry. A specific post-delivery incident which occurs during normal residential use resulting in accidental damage: All stains, including dye bleed and dye transfer onto or into upholstery Punctures, rips, or burns. Liquid marks, rings, or heat marks. Glass or mirror chipping, breakage, or scratches. Smart Choice Premium Protection. Need to file a claim? Visit online at www.montagefs.com or send an email to claims@montagefs.com. Call the customer service line at 1-800-455-8231. Service center hours of operation: Monday-Friday 9:00AM to 8:00PM (EST).Protection PlanCall the customer service lineSend an email to

*Wood & Other Solid Surface Furniture: Breakage of frames, panels, or springs, Breakage of sleeper, recliner, lifting, heating and/or vibrating mechanisms, Failure of integral electrical components, Lifting or incident-specific chipping of veneers or laminates exposing the substrate, Warping, and Loss of silvering on mirrors.

+Wood & Other Solid Surface Furniture: All stains, Punctures, rips, or burns, Liquid marks, rings, or heat marks, Gouges, dents, scratches or chips that penetrate the finish exposing the substrate, Damage caused by nail polish remover, Checking, cracking, bubbling, or peeling of finish caused by a specific incident, Glass or mirror chipping, breakage, or scratches.

*Fabric, Leather, and Vinyl Upholstery: Breakage of frames, panels, or springs, Breakage of sleeper, recliner, lifting, heating and/or vibrating mechanisms, Failure of integral electrical components.

+Fabric and Leather & Vinyl Upholstery, Area Rugs: All stains, including dye bleed and dye transfer onto or into upholstery fabric, leather, or vinyl, Punctures, rips, or burns, Liquid marks, rings, or heat marks, Damage caused by nail polish remover.