Financing and Leasing Options

Looking for financing or leasing options? We've got you covered.

El Dorado Furniture BLUCard®

Finance at your own pace with the El Dorado Furniture BLUCard® credit card, and enjoy these exclusive perks!

No interest if paid in full within 6, 12, 24, 36 or 48 months.

On purchases of $150 for 6 months, $1200, for 12 months, $2400, for 24 months, $3400 for 36 months and $4400 for 48 months made with your El Dorado Furniture BLUCard®. Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. 10% in-store down payment required. Down payment cannot be placed on the El Dorado Furniture BLUCard®.

The 36 and 48-month plans are valid on select mattress purchases through June 4th, 2024.*
  • Flexible monthly payments*
  • Early access to our Sales Events**
  • Special offers just for cardholders
  • Immediate access to shop in-store or online
  • No annual fee~
Benefits are only valid for El Dorado Furniture BLUCard® cardholders.

Available online or in-store.
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**Account must not be in default. Must have valid email address and U.S. mailing address.
~For new accounts, as of 5/2024 Purchase APR of 29.99%. Minimum Interest Charge is $3.

*Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement. As of 5/2024, terms for new Accounts: Purchase APR of 29.99%. Minimum interest charge is $3 in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms. The 36 and 48-month financing options apply to purchases of Tempur-Pedic®, Stearns & Foster®, Serta®, and Beautyrest® mattresses.

Credit card offers are subject to credit approval.
El Dorado Furniture BLUCard® Credit Card Accounts are issued by Comenity Capital Bank.

Bread Pay™

We provide easy and affordable financing through our partner, Bread Financial™, so you can pay for your purchase over time.
Choose from 6, 12, 24 or 36-month financing at competitive interest rates.
Payment plans range from 5.99% to 29.99% APR‡
No Prepayment Penalties
Pay for your purchase in monthly installments and prepay at any time without penalty.
Easy Application
Get a decision in seconds with no obligation to buy. Your data is safe and encrypted. Plus, checking your rate won't affect your credit score.
Affordable Monthly Plans
Buy now and pay for your purchase over time at competitive interest rates.
Check your rate in seconds without leaving our site.
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‡Subject to approval of credit application. Rates range from 5.99% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.

Progressive Leasing

Progressive Leasing provides lease-to-own options that help you get the pieces you want.

No credit needed±
All credit is welcome.

  • Instant decision
  • Early purchase options~
  • Flexible leasing options
  • $49 initial payment»
±No Credit Needed:Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.
~Standard agreement offers 12 months to ownership. Early purchase options cost more than the retailer's cash price (except 3-month option in CA). To cancel lease or purchase early call 877-898-1970.

»The initial payment (plus tax) is charged at lease signing. Remaining lease payments determined upon item selection.

Ownership by rental/lease agreement with Progressive Leasing costs more than the retailer's cash price. Select items only. Cancel or purchase early at any time. Not available in MN, NJ, VT, WI, WY.