Financing and Leasing Options

* The El Dorado Furniture BLUCard^® credit card is issued with approved credit by Wells FargoBank, N.A.

¹ No Interest if Paid in Full Promotions: The El DoradoFurniture BLUCard^® credit card is issued by Wells Fargo Bank, N.A. Special terms apply toqualifying purchases of $0 for 6 months and 12 months or $750 for 18 months charged with approved credit.For in-store purchases, no down payment is required on in-stock items delivered within 7 calendar days whenusing the 6- or 12-month plan. Otherwise, a 10% down payment applies. Minimum monthly payments are requiredduring the promotional (special terms) period. However, paying only the minimum monthly payment will not payoff the purchase balance before the end of the promotional period. If the purchase balance is not paid infull within the promotional period, interest will be charged to your account from the purchase date at theAPR for Purchases. For new accounts, the APR for Purchases is 28.99%. Current cardholders should refer totheir credit card agreement for details, including APR and applicable fees. If you are charged interest inany billing cycle, the minimum interest charge will be $1.00. This information is subject to change; forcurrent information, visit https://www.wellsfargo.com/plccterms (PDF). Offer expires 04/20/2026.
² 0% APR for 36 months: The El Dorado Furniture BLUCard^® credit cardis issued by Wells Fargo Bank, N.A. Special terms for 3 years (36 months) apply to qualifying purchases of$3,000 or more charged with approved credit. A 10% down payment is required in-store at the time ofpurchase. The special terms APR will continue to apply until all qualifying purchases are paid in full. Themonthly payment for this purchase will be the amount that will pay for the purchase in full in equalpayments during the promotional (special terms) period. The APR for Purchases will apply to certain fees(such as a late payment fee) or if you use the card for other transactions. For new accounts, the APR forPurchases is 28.99%. Current cardholders should refer to their credit card agreement for details, includingAPR and applicable fees. If you are charged interest in any billing cycle, the minimum interest charge willbe $1.00. This information is subject to change; for current information, visit https://www.wellsfargo.com/plccterms(PDF). Offer expires 04/20/2026.

³ Special Rate of 7.99% APR with 60Equal Monthly Payments: The El Dorado Furniture BLUCard^® credit card is issued byWells Fargo Bank, N.A. Special terms apply to qualifying purchases of $2,500 or more charged with approvedcredit. A 10% down payment is required in-store at the time of purchase. The special terms APR of 7.99% willapply to the qualifying purchase, and 60 monthly payments equal to 2.0406% of the original special termsbalance are required. The advertised terms are an estimate assuming required monthly payments are made onthe payment due date; no other balances are currently carried or will be carried on the account; and noadditional charges are or will be added to the account. Because your actual account activity may bedifferent than the assumptions used, or because of rounding, the number of payments or the final paymentamount could be different than the advertised terms. The special terms APR will continue to apply until allqualifying purchases are paid in full. The APR for Purchases will apply to certain fees (such as a latepayment fee) or if you use the card for other transactions. For new accounts, the APR for Purchases is28.99%. Current cardholders should refer to their credit card agreement for details, including APR andapplicable fees. If you are charged interest in any billing cycle, the minimum interest charge will be$1.00. This information is subject to change; for current information, visit https://www.wellsfargo.com/plccterms(PDF). Offer expires 04/30/2026.

⁴ $50 Off: Offer valid forin-store applications only. Minimum purchase of $499 required. New cardholders must see a sales associate toregister and receive the promo code. Application and approval must occur on the same day to qualify. Offervalid one time only. Not valid on Tempur-Pedic^® products, gift cards or discounted floor samplespurchases. Offer applies to new purchases only.

‡Minimum purchase of $50.00 is required. Availability of terms may vary based on purchase price, product,and state of residence. Down payment may be required. Subject to approval of credit application. Rates rangefrom 9.99% to 34.99% APR, resulting in, for example 36 monthly payments of $38.19 at 21.99% APR, per$1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. BreadPay^® loans are made by Comenity Capital Bank, a Bread Financial^® company.

^† Standard agreement offers 12 months to ownership. 90-day and other early purchase optionscost more than the retailer's cash price (except 3-month option in CA). To purchase early or to cancel leaseyou must call 877-898-1970. Retailer cannot activate early purchase options.

* ProgressiveLeasing obtains information from credit bureaus. Not all applicants are approved.

** Theinitial payment (plus tax) is charged at the time of lease signing. Remaining lease payments will bedetermined upon item selection. Reduced initial payment promotion does not lower the total cost. Availablefor applications from 04/02/2026 - 04/27/2026.

Ownership by rental/lease agreement withProgressive Leasing costs more than the retailer's cash price. Select items only. At anytime, you maypurchase early or return merchandise and cancel lease. Not available in MN, NJ, VT, WI, WY.